CONGANALYTICS
Bills/HR 2978
HR 2978In Committee

GUARD Act

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Legislative Progress
Introduced
Committee
Passed House
Passed Senate
Both Chambers
Enacted
SummaryReported to House
2026-06-24

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026 This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.  The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools. Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Text Versions1 version
VersionDateFormats
Introduced in House2025-04-21T04:00:00Z
Formatted TextPDFFormatted XML
Introduced2025-04-21
119th Congress
Cosponsors51
Co-sponsoring members
Policy AreaCrime and Law Enforcement
Primary subject
Last Action2026-06-24
Reported (Amended) by the Committee on F
Sponsor
Nunn, ZacharyR
house · Iowa · District 3
Legislative Subjects10 total
Advanced technology and technological innovationsCongressional oversightCrime victimsCriminal investigation, prosecution, interrogationEmployee hiringEmployment and training programsFraud offenses and financial crimesGovernment information and archivesIntergovernmental relationsLaw enforcement administration and funding
Cosponsors51 members
DRep. Gottheimer, Josh [D-NJ-5]NJRRep. Fitzgerald, Scott [R-WI-5]WIRRep. Nehls, Troy E. [R-TX-22]TXRRep. Shreve, Jefferson [R-IN-6]INDRep. McBride, Sarah [D-DE-At Large]DERRep. Meuser, Daniel [R-PA-9]PARRep. Williams, Roger [R-TX-25]TXRRep. Moore, Barry [R-AL-1]ALDRep. Gillen, Laura [D-NY-4]NYDRep. Harder, Josh [D-CA-9]CADRep. Sorensen, Eric [D-IL-17]ILDRep. Brownley, Julia [D-CA-26]CARRep. Barr, Andy [R-KY-6]KYRRep. Grothman, Glenn [R-WI-6]WIRRep. Salazar, Maria Elvira [R-FL-27]FLDRep. Mannion, John W. [D-NY-22]NYDRep. Suozzi, Thomas R. [D-NY-3]NYDRep. Whitesides, George [D-CA-27]CADRep. Tran, Derek [D-CA-45]CADRep. Vasquez, Gabe [D-NM-2]NMRRep. Wittman, Robert J. [R-VA-1]VARRep. Valadao, David G. [R-CA-22]CARRep. Van Drew, Jefferson [R-NJ-2]NJRRep. Downing, Troy [R-MT-2]MTDRep. Lee, Susie [D-NV-3]NVDRep. Hayes, Jahana [D-CT-5]CTRRep. Moore, Tim [R-NC-14]NCRRep. Tiffany, Thomas P. [R-WI-7]WIRRep. Stutzman, Marlin A. [R-IN-3]INRRep. Lawler, Michael [R-NY-17]NYDRep. Smith, Adam [D-WA-9]WARRep. Kiggans, Jennifer A. [R-VA-2]VARRep. Mann, Tracey [R-KS-1]KSDRep. Craig, Angie [D-MN-2]MNDRep. Johnson, Julie [D-TX-32]TXRRep. De La Cruz, Monica [R-TX-15]TXDRep. Subramanyam, Suhas [D-VA-10]VARRep. Hinson, Ashley [R-IA-2]IARRep. Fedorchak, Julie [R-ND-At Large]NDDRep. Casten, Sean [D-IL-6]ILDRep. Latimer, George [D-NY-16]NYRRep. Kim, Young [R-CA-40]CARRep. Calvert, Ken [R-CA-41]CADRep. Kennedy, Timothy M. [D-NY-26]NYRRep. Pfluger, August [R-TX-11]TXRRep. Schmidt, Derek [R-KS-2]KSDRep. Ivey, Glenn [D-MD-4]MDRRep. Evans, Gabe [R-CO-8]CORRep. Palmer, Gary J. [R-AL-6]ALDRep. Amo, Gabe [D-RI-1]RIRRep. Owens, Burgess [R-UT-4]UT
Latest Action2026-06-24

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.